Thursday, July 10, 2014

RESAAS Blog: The Most Unprofessional REALTOR® Award Goes To...

RESAAS Blog: The Most Unprofessional REALTOR® Award Goes To...: Go ahead and breathe. There’s not really a “Most Unprofessional REALTOR®” award. ...That would be unprofessional. But as a REA...

Great Article! Love it "win-win" and simply being honest!  You would think these things would be every day life for everyone... Taking the High Road is the right thing even when others make it very hard.  Thank you for this article. :)

7080 OLD ACTON RD, ODENVILLE, AL Presented by Dede Puryear-Markle.

Thursday, May 29, 2014

The Home Buying Process

The Home Buying Process

The Home Buying Process

The typical journey of buying a home consists of several main processes. We like to say, “buying a home is not an event, it’s a process.” Although usually the home search is the fun part in many people’s minds, there several are steps that take place before and after the home tours. This infographic breaks down the eight basic steps in the process:

The Home Buyer’s Road Map

The Home Buying Process

The Home Buying Process

Buying a Home in Maryland: Nine basic Steps:
  1. Consult A Realtor – Starting your journey with a Realtor is a wise beginning. An experienced local Realtor not only knows the neighborhoods and values, but can bring together a team of real estate professionals that can give you expert service. Your real estate agent will help you find the lender and loan product that works for your specific needs. A real estate agent will have a team of inspectors, title attorney, and service specialists to make sure all the pieces of the puzzle are there.
  2. Pre-Qualification – With the recommendation of your Realtor, a credible, local lender will be your first stop on the road. Often with just a phone call, your lender can pre-qualify you for an amount that will guide you in your home search. Not knowing how much you can afford often leads buyers down an “imaginary road”, where they get their hopes set on something that they may not be able to afford, only to find disappointment.Equally important, the lender issues a Pre-Qualification Letter that is of utmost value when a buyer makes an offer. Without it, the sellers will not take the offer seriously.
  3. House Hunting – Your local real estate expert will be invaluable in helping you navigate the local neighborhoods. An experienced buyer’s agent can listen to your wants and needs, and guide you to the neighborhood and the home that is right for you.
  4. Making an Offer – A buyer’s agent will do an analysis of the current values, helping you know what the home is worth in the present market, with the level of interest and conditions. This will guide you to make an offer that will stand the best chance of acceptance, while keeping your best interests in mind. There are many parts to a good, strong offer:
    a. Market Value
    b. Contingencies – Financing, Home Inspection, Appraisal, Time frames… these are just a few.
    c. Time Frames
    d. Seller’s Motivations
    e. Loan Product
    f. Strategies – Many people don’t realize that there is a strategy involved in reaching a “win-win” in the home buying process.
  5. Negotiations
  6. Formal Loan Application
  7. Inspections, Possible Re-Negotiations
  8. Appraisal – “The Second Sale”
  9. Closing! - Your Realtor can help you coordinate the paperwork and all the moving parts of the transaction.
Most home buyers will purchase a home an average of one time every 7 to 10 years. Your local real estate agent helps buyers and sellers every day, 365 days a year, with hundreds of transactions accounted to their experience. Let that experience work for you as you embark on your home buyer’s journey!

About Karen Highland

Chris and Karen Highland, along with their son Brandon, are The Highland Group, Frederick County Md Real Estate agents. They have been serving the real estate needs of families in Frederick & surrounding Counties since 1993 , helping them to create the lifestyles they desire, and to realize their real estate goals

Wednesday, March 19, 2014

These 11 Birmingham Foods Will Blow The Taste Buds Out Of Your Mouth

These 11 Birmingham Foods Will Blow The Taste Buds Out Of Your Mouth

1. French toast takes on a whole new meaning at Edgar’s Bakery.

Source: Edgar’s Bakery Facebook page
Edgar’s Bakery
Two Birmingham locations
3407 Colonnade Pkwy.
6801 Cahaba Valley Rd. Ste. 128
Yelp Rating: 4.5 out of 5 stars

2. And grits go classy at the Highlands Bar and Grill.

Source: Highlands Bar and Grill Facebook page
Highlands Bar and Grill
2011 11th Ave. S.
Yelp Rating: 4.5 out of 5 stars

3. What kind of burger would you expect from a chef so good they put him on reality TV?

Source: FLIP Burger Boutique Facebook page
(New Mexico burger)
FLIP Burger Boutique
220 Summit Blvd.
Yelp Rating: 4 out of 5 stars

4. The key lime pie at Full Moon BBQ isn’t award-winning for nothing.

Source: Full Moon BBQ Facebook page
Full Moon BBQ
Several locations throughout greater Birmingham
Southside location: 525 25th St. S.
Yelp Rating: 4 out of 5 stars

5. But pie doesn’t have to be sweet to be mouth-watering.

Source: John’s City Diner Facebook page
John’s City Diner
112 Richard Arrington Jr. Blvd. N.
Yelp Rating: 4.5 out of 5 stars

6. Slice puts all of the pizza posers to shame.

Source: Slice Birmingham Facebook page
Slice Birmingham
725 29th St.
Yelp Rating: 3.5 out of 5 stars

7. And El Barrio will make you forget about all other tacos.

Source: El Barrio Restaurante Facebook page
Image Source: El Barrio Restaurante Y Bar
2211 Second Ave. N.
Yelp Rating: 4.5 out of 5 stars

8. When you ask for a crab sandwich at Veranda on Highland, you’re going to get exactly that—and then some.

Source: Veranda on Highland Facebook page
Veranda on Highland
2220 Highland Ave. S.
Yelp Rating: 4 out of 5 stars

9. And if you don’t think a Snickers cupcake is a real thing, meet Dreamcakes Bakery.

Source: Dreamcakes Bakery Facebook page
Dreamcakes Bakery
960 Oxmoor Rd., Homewood
Yelp Rating: 3.5 out of 5 stars

10. There’s not much to be said about The Alabama Biscuit Company, other than it would practically be a sin not to stop by.

Source: The Alabama Biscuit Company Facebook page
Alabama Biscuit Company
4133 White Oak Dr.
Yelp Rating: 4 out of 5 stars

11. And if you’re dead set on some good barbecue, it’s Saw’s Soul Kitchen or nothing.

Source: Saw’s Soul Kitchen Facebook page
Saw’s Soul Kitchen
Several locations throughout greater Birmingham
Avondale location: 215 41st St. S.
Yelp Rating: 4 out of 5 stars

 Who is Movoto Real Estate, you might ask? Movoto is a national online real estate brokerage. Our blog has been recognized for its unique approach to city-based research by major news organizations around the world such as Forbes, CBS News, and The New York Times.