Thursday, August 21, 2014

ALS Awareness Ice Bucket Challenge... What are you waiting for?? Challenge your friends and family today!

Bringing Awareness To ALS

David Markle spreading ALS Awareness across social media. David is challenging Ronnie PuryearChad Sutherland, & Cliff Long. Y'all have 24 hours to complete the Ice Bucket Challenge. David is also making a donation of $100 to the ALS Assoc. So far they have raised $31.5 million w/ the#icebucketchallenge What are you waiting for?? Challenge your friends and family today! #strikeoutalsDavid was challenged by Jim Gilbert Linda Dianne Puryear - Tell Sandy Darden that he needs to be glad he doesn't have a Facebook! LOL John Edwards your next!

Monday, July 21, 2014

Thursday, July 10, 2014

RESAAS Blog: The Most Unprofessional REALTOR® Award Goes To...

RESAAS Blog: The Most Unprofessional REALTOR® Award Goes To...: Go ahead and breathe. There’s not really a “Most Unprofessional REALTOR®” award. ...That would be unprofessional. But as a REA...

Great Article! Love it "win-win" and simply being honest!  You would think these things would be every day life for everyone... Taking the High Road is the right thing even when others make it very hard.  Thank you for this article. :)

7080 OLD ACTON RD, ODENVILLE, AL Presented by Dede Puryear-Markle.

Thursday, May 29, 2014

The Home Buying Process

The Home Buying Process

The Home Buying Process

The typical journey of buying a home consists of several main processes. We like to say, “buying a home is not an event, it’s a process.” Although usually the home search is the fun part in many people’s minds, there several are steps that take place before and after the home tours. This infographic breaks down the eight basic steps in the process:

The Home Buyer’s Road Map

The Home Buying Process

The Home Buying Process

Buying a Home in Maryland: Nine basic Steps:
  1. Consult A Realtor – Starting your journey with a Realtor is a wise beginning. An experienced local Realtor not only knows the neighborhoods and values, but can bring together a team of real estate professionals that can give you expert service. Your real estate agent will help you find the lender and loan product that works for your specific needs. A real estate agent will have a team of inspectors, title attorney, and service specialists to make sure all the pieces of the puzzle are there.
  2. Pre-Qualification – With the recommendation of your Realtor, a credible, local lender will be your first stop on the road. Often with just a phone call, your lender can pre-qualify you for an amount that will guide you in your home search. Not knowing how much you can afford often leads buyers down an “imaginary road”, where they get their hopes set on something that they may not be able to afford, only to find disappointment.Equally important, the lender issues a Pre-Qualification Letter that is of utmost value when a buyer makes an offer. Without it, the sellers will not take the offer seriously.
  3. House Hunting – Your local real estate expert will be invaluable in helping you navigate the local neighborhoods. An experienced buyer’s agent can listen to your wants and needs, and guide you to the neighborhood and the home that is right for you.
  4. Making an Offer – A buyer’s agent will do an analysis of the current values, helping you know what the home is worth in the present market, with the level of interest and conditions. This will guide you to make an offer that will stand the best chance of acceptance, while keeping your best interests in mind. There are many parts to a good, strong offer:
    a. Market Value
    b. Contingencies – Financing, Home Inspection, Appraisal, Time frames… these are just a few.
    c. Time Frames
    d. Seller’s Motivations
    e. Loan Product
    f. Strategies – Many people don’t realize that there is a strategy involved in reaching a “win-win” in the home buying process.
  5. Negotiations
  6. Formal Loan Application
  7. Inspections, Possible Re-Negotiations
  8. Appraisal – “The Second Sale”
  9. Closing! - Your Realtor can help you coordinate the paperwork and all the moving parts of the transaction.
Most home buyers will purchase a home an average of one time every 7 to 10 years. Your local real estate agent helps buyers and sellers every day, 365 days a year, with hundreds of transactions accounted to their experience. Let that experience work for you as you embark on your home buyer’s journey!

About Karen Highland

Chris and Karen Highland, along with their son Brandon, are The Highland Group, Frederick County Md Real Estate agents. They have been serving the real estate needs of families in Frederick & surrounding Counties since 1993 , helping them to create the lifestyles they desire, and to realize their real estate goals